Sunday, March 26, 2023
  • Home
  • About Us
  • Contact Us
  • Anti Spam Policy
  • DMCA
  • Privacy Policy
  • Terms of Use
My Pro Blog
  • Home
  • Finance
  • Internet
  • Life
    • Education
    • Food
    • Property
    • Beauty
    • Sports
  • News
  • Tech and Gadgets
    • Mobile
    • Auto Mobile
    • Computer
  • Travel
No Result
View All Result
My Pro Blog
  • Home
  • Finance
  • Internet
  • Life
    • Education
    • Food
    • Property
    • Beauty
    • Sports
  • News
  • Tech and Gadgets
    • Mobile
    • Auto Mobile
    • Computer
  • Travel
No Result
View All Result
My Pro Blog
No Result
View All Result
ADVERTISEMENT
Home Life

Points to remember when you select a domiciliary cover in health insurance

Serlyn Shetty by Serlyn Shetty
2 weeks ago
in Life
0
ADVERTISEMENT

Accidents and illnesses come unannounced. You can never be too careful when it comes to your and your family’s health. That is why choosing comprehensive health insurance plans for families is essential. While a basic health insurance plan covers your medical and hospitalization costs, there are add-ons available with health insurance that could be proven very helpful. The domiciliary cover is one such add-on.

health insurance

Article Summary show
What is a domiciliary cover?
When can you not claim domiciliary cover?
How can you buy a domiciliary cover?
What is the importance of domiciliary cover?

What is a domiciliary cover?

Domiciliary cover in your health insurance covers a situation where you or your family member need continuous medical attention but cannot move to a hospital. It is also known as home hospitalization.

Health insurance plans for family/individuals will let you claim domiciliary cover under three situations:

  1. The treatment lasts more than 72 hours.
  2. You or your family member cannot move to a medical facility due to the severity of the illness. You should be able to produce a doctor’s certificate in this case.
  3. If there is an unavailability of hospital beds nearby.

Just like in a hospital, you can claim either cashless or cash facility, subject to the availability of services and terms of the insurance provider.

ADVERTISEMENT

When can you not claim domiciliary cover?

Some situations where your insurance provider will not let you claim domiciliary cover. They are –

ADVERTISEMENT
  1. Post-hospitalisation care is not covered. This includes post-surgery care.
  2. Some diseases are excluded from domiciliary cover. They are –
    • Hypertension
    • Bronchitis
    • Asthma
    • Epilepsy
    • Cough, cold, or influenza
    • Chronic nephritis
    • Pyrexia of unknown origin
    • Diabetes mellitus or insipidus
    • Diarrhea, dysentery, and gastro-enteritis
    • Arthritis, gout, or rheumatism
    • Tonsillitis and Upper Respiratory Tract Infection
    • Psychiatric or psychosomatic disorders
    • Laryngitis
    • Pharyngitis

* Standard T&C Apply

ADVERTISEMENT

How can you buy a domiciliary cover?

Domiciliary cover cannot be bought on its own. Instead, it can be added to your primary health insurance plan. Domiciliary cover will have the same benefits, coverage, expiry, and terms and conditions as that of your base insurance plan. You can opt for both cashless hospitalization and reimbursement coverage, according to availability and the terms and conditions of your health insurance policy. You can add on a domiciliary cover to your existing plan or start a new project with a domiciliary cover included. Online health insurance websites can make the whole process easy and paperless for you. * Standard T&C Apply

What is the importance of domiciliary cover?

The domiciliary cover could be a lifesaver in many situations, especially if you have senior citizens in your home. If you have proper coverage, you or your loved ones could take the medical help needed without burning a hole in your pocket.

Health insurance is a necessity in modern times. As the standard of care increases, the cost also does. Here, the right health insurance policy will help you tremendously. Choosing the right plan and the right add-ons are the key. Compare health insurance online and determine what is right for you today! Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

ADVERTISEMENT
Previous Post

Nine reasons to buy a property during Navratri

Next Post

Planning To Avail a Personal Loan? Here's a Guide For You On How To Apply For A Personal Loan Online!

Serlyn Shetty

Serlyn Shetty

While going towards reading some of the blogs, I have learned about Blogging and writing articles of my own.I have started writing on blogs since 2014, and I give my best time in blogging for writing and learning new things daily.If you love my article, then do share with your friends and family hope they will like to read it too.

Related Posts

4 Gadgets to Help Take Care of Your Pets Properly
Life

4 Gadgets to Help Take Care of Your Pets Properly

by Serlyn Shetty
March 25, 2023
Things You Need to Consider When Purchasing a New Home
Property

Things You Need to Consider When Purchasing a New Home

by Serlyn Shetty
March 10, 2023
What You Need to Do Before Tackling Those DIY Tasks
Life

What You Need to Do Before Tackling Those DIY Tasks

by Serlyn Shetty
March 10, 2023
EMERGENCY LOCKSMITH TIPS
Property

EMERGENCY LOCKSMITH TIPS

by Serlyn Shetty
March 9, 2023
Three London Property Market Trends You Should Know About
Property

Three London Property Market Trends You Should Know About

by Serlyn Shetty
March 9, 2023
Next Post
Planning To Avail a Personal Loan? Here’s a Guide For You On How To Apply For A Personal Loan Online!

Planning To Avail a Personal Loan? Here's a Guide For You On How To Apply For A Personal Loan Online!

4 Gadgets to Help Take Care of Your Pets Properly
Life

4 Gadgets to Help Take Care of Your Pets Properly

by Serlyn Shetty
March 25, 2023
0

There is no reason to invest in any gadget to help you take good, proper, loving care of your cherished...

Read more
5 Tips To Reassess Your Car Insurance Policy

5 Tips To Reassess Your Car Insurance Policy

March 24, 2023
5 Tips To Keep Your Two-wheeler Functional During Monsoon

5 Tips To Keep Your Two-wheeler Functional During Monsoon

March 24, 2023
Small savings today for a better tomorrow

Small savings today for a better tomorrow

March 24, 2023
There is no better time to start investing than today

There is no better time to start investing than today

March 24, 2023
ADVERTISEMENT

About

My Pro Blog is being managed by a group of people to update the website regularly.

This blog combines the various topics including the Internet, Social, Life and gadgets Updates.

We are always in the forward of making this blog big with our regular updates.

Categories

  • Auto Mobile
  • Beauty
  • Computer
  • Education
  • Fashion
  • Featured
  • Finance
  • Food
  • Internet
  • Life
  • Mobile
  • News
  • Property
  • Sports
  • Tech and Gadgets
  • Travel

Recent News

4 Gadgets to Help Take Care of Your Pets Properly

4 Gadgets to Help Take Care of Your Pets Properly

March 25, 2023
5 Tips To Reassess Your Car Insurance Policy

5 Tips To Reassess Your Car Insurance Policy

March 24, 2023
  • Home
  • About Us
  • Contact Us
  • Anti Spam Policy
  • DMCA
  • Privacy Policy
  • Terms of Use

© [wpsos_year] My Pro Blog - Design and Maintained by WikiBulz.

No Result
View All Result
  • Home
  • Finance
  • Internet
  • Life
    • Education
    • Food
    • Property
    • Beauty
    • Sports
  • News
  • Tech and Gadgets
    • Mobile
    • Auto Mobile
    • Computer
  • Travel

© [wpsos_year] My Pro Blog - Design and Maintained by WikiBulz.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.